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Do I need to purchase an SSL certificate for my site or does your service include encrypting/securing the credit card info?

We do not require you to have your own SSL. Our purchase and checkout pages are secured with SSL. PayPal and Google Checkout's checkout pages have their SSL certificates.

I am interested in your service and would like to use your shopping cart on my website when I establish hosting next week, I also plan on purchasing my own SSL certificate for use on my website.

I assume your shopping cart uses SSL and would like to know if having my own SSL certificate will cause any conflicts, I want to make sure that my customers feel safe with their purchases and will not see any type of SSL related warnings or such that may cause them to question proceeding with a purchase.

Our cart and checkout pages use SSL. You can have any SSL certificate you want on your site. It does not affect our cart or checkout process.