Online Payment Processors & Gateways
In order to accept payment for your E-junkie orders, you need to use at least one online payment processor or gateway. You can even choose to accept payments via more than one method and let each buyer choose their own preferred checkout method; our
standard Cart buttons will show a separate checkout button in the cart for each payment service you've set up (among those that support cart checkouts), or you can offer separate
Buy Now buttons for each checkout method you want to offer for each product. There are two main types of online payment solution: Payment Processors and Payment Gateways.
Payment Processors
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Acts as a "middleman" where the buyer actually pays the payment processor, and then the payment processor pays you. These processors accept and verify the buyer's funding-account details on your behalf (credit/debit card, bank account, or check info - none of which is provided or revealed to you directly), withdraw the amount of payment from the buyer's funding source, and then deposit the same amount of funds (less a nominal transaction fee) into an account balance you typically maintain with the payment processor, from where you can withdraw funds into your real bank account. You can combine these in E-junkie to offer buyers a choice of checkout methods.
Payment Processor Help & Integration Instructions:
Payment Gateways
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Allows you to take credit/debit card payment from the buyer directly into your Merchant Account balance. These work like the online equivalent of the card-swipe/keypad terminal at your store, so you accept the buyer's card data directly, the Payment Gateway processor validates the card account details provided and authorizes the payment amount, and the card issuer transfers the funds directly from the buyer's card balance into your Merchant Account balance at your bank. You can use only one of these with E-junkie, although you can combine it with one or more Payment Processors to offer buyers a choice of checkout methods.
PayPal Payments Pro combines the functions of a Payment Gateway with its own Merchant Account included for card-based checkouts (called Direct Payment), along with a regular PayPal-account payment option (called Express Checkout), integrated in a single online-payment solution together. You can combine this in E-junkie with any non-PayPal Payment Processors to offer buyers a choice of checkout methods.
Authorize.Net and PayPal Payflow Pro work with a separate Merchant Account such as you may establish or already have at your bank. You can combine this in E-junkie with PayPal Payments Standard and/or other Payment Processors to offer buyers a choice of checkout methods.
Payment Gateway Help & Integration Instructions:
NOTE: In order to use E-junie with any of the above payment solutions, you must follow the relevant integration instructions exactly as we have posted them here on this site. The integration procedures we document have been thoroughly tested and confirmed to work reliably and predictably. We cannot support the use of any payment processor that does not conform to our documented integration procedures completely.
