Ok thanks! I did hit the ONLY AUTHORIZE, which immediately unchecked the third box, looks like you cannot select both. I loved the idea of having a seamless system that I didn't have to do manual work with, I am so bummed there are so many scammers in the world.
One last question, for making a telephone number mandatory, I cannot find it on paypal anywhere in preferences. Anywhere. Can you perhaps direct me more specifically?
Thanks for your help.