Lost income due to COVID-19? E-junkie is providing 1 year free accounts to sell anything, anywhere. Click Here for more details.

E-junkie Help >

When does PayPal's checkout site offer a card payment option for buyers without a PayPal account?

« Return to PayPal Payments Standard Shopping Cart

If you are only using us with PayPal Payments Standard, buyers will only see a PayPal checkout button in their shopping cart; however, the PayPal Standard checkout site can usually offer a "guest checkout" option for buyers to pay with a card if they don't have a PayPal account, depending on your own PayPal account type and settings, as we will cover below.

First, if you don't already have a PayPal Verified Business or Premier account:

  1. Log into your PayPal account and stay logged in;
  2. Click this link to get the free upgrade to a PayPal Business account;
  3. Verify your account with PayPal.
Then in your PayPal account under [your name] > Account Settings > Website Payments > Website Preferences, make sure you have set PayPal Account Optional: ON.

Once you have that set up, when a buyer clicks the PayPal checkout button in your cart, the PayPal checkout site should offer buyers the choice to either Log Into PayPal or Pay With Debit or Credit Card.

Note that with this approach, buyers cannot pay with a card that is already linked to a PayPal account; instead, they would need to log into that PayPal account to fund their payment from that linked card, or they can just use a card that isn't already linked to any PayPal account.

The PayPal checkout site also will not offer the card payment option if you are using us with PayPal Payments Pro, or if the buyer is located in a country where PayPal doesn't support card payment without a PayPal account—see their list of supported countries for PayPal guest checkout here.

If you want your E-junkie shopping cart to show buyers a separate checkout button for card payments, you will need to add one of the other services listed under Payment Gateways we support here. In this case, buyers who wish to pay with a card would simply click the dedicated Pay With Card checkout button we'd show in your E-junkie cart, rather than clicking the PayPal checkout button there.