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Braintree is a full-stack card-payments platform that replaces the traditional model of sourcing a Payment Gateway and Merchant Account from different providers, sparing you the costs, hassles and limitations of that approach. Buyers worldwide can simply pay you directly with any major card type, without requiring them to register for a Braintree account. Braintree would normally deposit checkout payment funds (less their transaction fee) to your regular bank account; however, if you already have (or would prefer) a traditional Merchant Account at your bank, Braintree can also integrate with that for a flat monthly fee and reduced transaction fees. The new Braintree Auth integration method we use is currently only available for merchants based in the United States.