E-junkie is not a payment processor, so we never handle any payment funds from your buyers at any point. Rather, we integrate with PayPal and other payment service providers, so buyers would pay in full directly to your account with the payment solution that handles their payment.
Ways for buyers to pay you
The easiest way to get started is to use your PayPal account to accept payments. The PayPal Standard checkout site can offer a card payment option for buyers who don't have a PayPal account. Additional payment options are covered below.
These would each have their own checkout button in your E-junkie shopping cart, as buyers typically have their own account with the payment processor they'd use to pay you at checkout. These process payments from the buyer's card/bank account on your behalf and then credit those funds to an account balance you carry with the payment processor, from where you can withdraw funds to your bank account. You can set up either or both of these if you wish to offer buyers a choice of payment methods.
Card Payment Gateways
These add a separate Pay using Debit/Credit Card checkout button in your E-junkie shopping cart, which buyers can click to pay you directly with a card by simply entering their card details at checkout. Some of these include a built-in merchant account where you'd receive the payment funds, while others work with a traditional card merchant account at your bank.
You can have only one of the following enabled for your E-junkie cart at a time, as it would just confuse buyers to see multiple ways to pay you directly with a card; however, you can combine the one you choose with either/both of the Payment Processors listed above to offer buyers a choice of payment methods.
Gateways that include their own merchant account:
- PayPal Payments Pro
- PayPal Payments Advanced
- Instamojo (India only)
- Razorpay (India only)
Gateways that work with a traditional card merchant account at your bank:
Coming soon. These are similar to the Payment Processors listed above, but they can transact payment in digital cryptocurrecies like Bitcoin, Ethereum, etc.
Can I receive the buyer's payment info to process offline payments manually? Can E-junkie support recurring payments (e.g., subscription or installment plans)? Can I set prices in various currencies, or do I need to? How do I transfer my buyers' payment funds into my bank account? Do I need PCI compliance certification? Can I put buyer checkout payments on hold and approve them manually?